Short Term Medical covers a person for a limited period. You can get coverage for as few as 30 days or as many as 365 days. If you think you'll need more permanent health coverage, you may want to look at another health insurance option, such as an Individual Medical policy.

Short Term Medical does not cover pre-existing conditions. Because Short Term Medical is designed to cover the unexpected, it does not include coverage for preventive care, physicals, dental or eye care.

The definition of a pre-existing condition varies by state, but in general, Short Term Medical excludes conditions that have been diagnosed or treated within the previous 5 years. If you have an existing medical condition, you may want to see if extending your current insurance to fill a gap in coverage is an option. Employer-sponsored insurance can be extended under a government-regulated option called COBRA.

Short Term coverage is the answer to those who are in between jobs or laid off, looking for a lower cost alternative to COBRA, recent college graduates, waiting for employer-sponsored coverage, or temporary or seasonal employees.

Allow us to fill your health care gap with temporary insurance. We offer coverage in California, Arizona, Nevada, Utah, Illinois, Texas, Florida, Georgia, Ohio, North Carolina, South Carolina, Minnesota, Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Tennessee, Virginia, West Virginia, South Dakota, Washington, Washington DC, Maryland, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, Wisconsin, Wyoming and Michigan.

The shortest gap in health coverage can be disastrous. There are many temporary, short term insurance options to fill that health care gap. Please allow us to help by giving you a quote.

If you have any questions, please feel free to contact us. Shopping for temporary health insurance can be confusing, and we would be happy to assist you.